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Spencer, TN Real Estate & Property Data

Spencer Real Estate Market Trends

Last Updated: September 06, 2025

Accurate and comprehensive real estate data is critical for insight into Spencer, TN 38585. ATTOM’s Spencer real estate data is updated daily, and current market trends show that in Spencer, TN a total of 76 residential properties have sold over the past year. With a median home price of $145,000 in Spencer and a total of 1 foreclosures. Get detailed property data for Spencer, TN instantly. ATTOM is your one-stop-shop for the Spencer property reports and real estate data you need in Spencer, TN.

Spencer Real Estate Market Trends

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Total Residential Properties 2,109

Total Commercial Properties 136

Avg. Home Age (Single Family Home) 40 Years

Avg. Square Feet (Single Family Home) 1,498

Total 2025 Residential Sales (year-to-date) 31

% of Homes Seriously Underwater (Q3 2025) 2.78%

Total 2024 Residential Sales 81

% of Equity Rich Homes (Q3 2025) 14.13%

Effective 2024 Property Tax 0.42%

Total Foreclosure Filings (year-to-date) 2

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Spencer, TN 38585 Real Estate Overview

There were 76 residential properties sold in the past year in Spencer, TN 38585. The median home value in Spencer, TN 38585 is $122,376. There are a total of 2,109 residential properties in the 38585.

Median Sales Price i

$145,000

(Jun 2025)

-17.1%

year-over-year

y-o-y

June '25 Jun '25 $145,000
May '25 May '25 $288,250
April '25 Apr '25 N/A
March '25 Mar '25 $412,000
February '25 Feb '25 N/A
January '25 Jan '25 $323,475
December '24 Dec '24 $210,500
November '24 Nov '24 N/A
October '24 Oct '24 $190,000
September '24 Sep '24 $196,050
August '24 Aug '24 $342,450
July '24 Jul '24 $173,000

Median Down Payment i

$82,000

(Jun 2025)

+39.6%

year-over-year

y-o-y

June '25 Jun '25 $82,000
May '25 May '25 $14,164
April '25 Apr '25 N/A
March '25 Mar '25 $97,500
February '25 Feb '25 N/A
January '25 Jan '25 $41,700
December '24 Dec '24 $16,215
November '24 Nov '24 N/A
October '24 Oct '24 $3,442
September '24 Sep '24 N/A
August '24 Aug '24 $57,540
July '24 Jul '24 N/A

Number of Homes Sold i

7

(Jun 2025)

+16.7%

year-over-year

y-o-y

June '25 Jun '25 7
May '25 May '25 8
April '25 Apr '25 1
March '25 Mar '25 8
February '25 Feb '25 3
January '25 Jan '25 4
December '24 Dec '24 10
November '24 Nov '24 3
October '24 Oct '24 7
September '24 Sep '24 4
August '24 Aug '24 7
July '24 Jul '24 8

Number of Purchase Loans i

2

(Jun 2025)

-60%

year-over-year

y-o-y

June '25 Jun '25 2
May '25 May '25 4
April '25 Apr '25 1
March '25 Mar '25 2
February '25 Feb '25 N/A
January '25 Jan '25 2
December '24 Dec '24 6
November '24 Nov '24 2
October '24 Oct '24 1
September '24 Sep '24 2
August '24 Aug '24 6
July '24 Jul '24 4

Number of REFI Loans i

4

(Jun 2025)

+33.3%

year-over-year

y-o-y

June '25 Jun '25 4
May '25 May '25 1
April '25 Apr '25 2
March '25 Mar '25 6
February '25 Feb '25 1
January '25 Jan '25 1
December '24 Dec '24 5
November '24 Nov '24 2
October '24 Oct '24 5
September '24 Sep '24 5
August '24 Aug '24 8
July '24 Jul '24 2

Number of HELOC Loans i

2

(Jun 2025)

June '25 Jun '25 2
May '25 May '25 3
April '25 Apr '25 1
March '25 Mar '25 N/A
February '25 Feb '25 3
January '25 Jan '25 N/A
December '24 Dec '24 2
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 N/A

Spencer, TN 38585 Real Estate Market Overview

Last 30 days

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Street

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Spencer, TN 38585 Foreclosure Activity

There were a total of 1 Spencer, TN 38585 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i

1

(Jun 2025)

June '25 Jun '25 1
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 1
December '24 Dec '24 2
November '24 Nov '24 1
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 N/A

Foreclosure Starts i

1

(Jun 2025)

June '25 Jun '25 1
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 1
December '24 Dec '24 2
November '24 Nov '24 1
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 N/A

Completed Foreclosures (REOs) i

June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 N/A

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