Schenectady, NY 12309 Real Estate & Property Data

Schenectady, NY 12309 Real Estate Market Trends
Last Updated: August 30, 2025

A total of 331 residential properties have been sold over the past 12 months in 12309. With a median sales price of $508,312 in 12309 and a total of 5 foreclosures in Schenectady, NY 12309. Discover market trends and get the granular level real estate data for Schenectady, NY 12309 to keep your pulse on the housing market. Curate compelling home reports for Schenectady, NY 12309 from reliable property records is easy using the ATTOM platform as a source for state-of-the-art property reports.

Schenectady, NY 12309 Real Estate Market Trends
Total Residential Properties 10,765
Total Commercial Properties 240
Avg. Home Age (Single Family Home) 63 Years
Avg. Square Feet (Single Family Home) 2,005
Total 2025 Residential Sales (year-to-date) 115
% of Homes Seriously Underwater (Q3 2025) 0.44%
Total 2024 Residential Sales 355
% of Equity Rich Homes (Q3 2025) 43.83%
Effective 2024 Property Tax N/A
Total Foreclosure Filings (year-to-date) 7
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Schenectady, NY 12309 Real Estate Overview

There were 331 residential properties sold in the past year in Schenectady, NY 12309. The median home value in Schenectady, NY 12309 is $394,000. There are a total of 10,765 residential properties in the 12309.

Median Sales Price i
$508,312
(Jun 2025)
+27.9%
year-over-year
y-o-y
  • June '25 Jun '25 $508,312
  • May '25 May '25 $430,000
  • April '25 Apr '25 $422,500
  • March '25 Mar '25 $286,105
  • February '25 Feb '25 $345,500
  • January '25 Jan '25 $397,250
  • December '24 Dec '24 $415,000
  • November '24 Nov '24 $344,000
  • October '24 Oct '24 $357,500
  • September '24 Sep '24 $372,000
  • August '24 Aug '24 $335,000
  • July '24 Jul '24 $315,500
Median Down Payment i
$62,437
(Jun 2025)
-4.3%
year-over-year
y-o-y
  • June '25 Jun '25 $62,437
  • May '25 May '25 $50,538
  • April '25 Apr '25 $88,652
  • March '25 Mar '25 $19,000
  • February '25 Feb '25 $51,000
  • January '25 Jan '25 $58,200
  • December '24 Dec '24 $20,750
  • November '24 Nov '24 $41,200
  • October '24 Oct '24 $31,500
  • September '24 Sep '24 $75,000
  • August '24 Aug '24 $46,000
  • July '24 Jul '24 $28,375
Number of Homes Sold i
18
(Jun 2025)
-53.8%
year-over-year
y-o-y
  • June '25 Jun '25 18
  • May '25 May '25 21
  • April '25 Apr '25 20
  • March '25 Mar '25 22
  • February '25 Feb '25 15
  • January '25 Jan '25 19
  • December '24 Dec '24 7
  • November '24 Nov '24 29
  • October '24 Oct '24 41
  • September '24 Sep '24 45
  • August '24 Aug '24 40
  • July '24 Jul '24 15
Number of Purchase Loans i
19
(Jun 2025)
-34.5%
year-over-year
y-o-y
  • June '25 Jun '25 19
  • May '25 May '25 16
  • April '25 Apr '25 17
  • March '25 Mar '25 15
  • February '25 Feb '25 10
  • January '25 Jan '25 15
  • December '24 Dec '24 6
  • November '24 Nov '24 21
  • October '24 Oct '24 35
  • September '24 Sep '24 36
  • August '24 Aug '24 28
  • July '24 Jul '24 15
Number of REFI Loans i
10
(Jun 2025)
-16.7%
year-over-year
y-o-y
  • June '25 Jun '25 10
  • May '25 May '25 23
  • April '25 Apr '25 11
  • March '25 Mar '25 15
  • February '25 Feb '25 9
  • January '25 Jan '25 9
  • December '24 Dec '24 6
  • November '24 Nov '24 10
  • October '24 Oct '24 21
  • September '24 Sep '24 11
  • August '24 Aug '24 21
  • July '24 Jul '24 8
Number of HELOC Loans i
27
(Jun 2025)
+22.7%
year-over-year
y-o-y
  • June '25 Jun '25 27
  • May '25 May '25 19
  • April '25 Apr '25 14
  • March '25 Mar '25 24
  • February '25 Feb '25 8
  • January '25 Jan '25 6
  • December '24 Dec '24 5
  • November '24 Nov '24 19
  • October '24 Oct '24 32
  • September '24 Sep '24 19
  • August '24 Aug '24 18
  • July '24 Jul '24 16

Schenectady, NY 12309 Foreclosure Activity

There were a total of 5 Schenectady, NY 12309 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i
5
(Jun 2025)
+150%
year-over-year
y-o-y
  • June '25 Jun '25 5
  • May '25 May '25 N/A
  • April '25 Apr '25 1
  • March '25 Mar '25 1
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 2
  • September '24 Sep '24 2
  • August '24 Aug '24 N/A
  • July '24 Jul '24 N/A
Foreclosure Starts i
4
(Jun 2025)
  • June '25 Jun '25 4
  • May '25 May '25 N/A
  • April '25 Apr '25 1
  • March '25 Mar '25 N/A
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 2
  • September '24 Sep '24 N/A
  • August '24 Aug '24 N/A
  • July '24 Jul '24 N/A
Completed Foreclosures (REOs) i
  • June '25 Jun '25 N/A
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 N/A
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 1
  • July '24 Jul '24 N/A
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