Schenectady, NY 12304 Real Estate & Property Data

Schenectady, NY 12304 Real Estate Market Trends
Last Updated: August 30, 2025

A total of 242 residential properties have been sold over the past 12 months in 12304. With a median sales price of $235,634 in 12304 and a total of 6 foreclosures in Schenectady, NY 12304. Discover market trends and get the granular level real estate data for Schenectady, NY 12304 to keep your pulse on the housing market. Curate compelling home reports for Schenectady, NY 12304 from reliable property records is easy using the ATTOM platform as a source for state-of-the-art property reports.

Schenectady, NY 12304 Real Estate Market Trends
Total Residential Properties 6,349
Total Commercial Properties 470
Avg. Home Age (Single Family Home) 73 Years
Avg. Square Feet (Single Family Home) 1,434
Total 2025 Residential Sales (year-to-date) 96
% of Homes Seriously Underwater (Q3 2025) 0.49%
Total 2024 Residential Sales 249
% of Equity Rich Homes (Q3 2025) 39.03%
Effective 2024 Property Tax N/A
Total Foreclosure Filings (year-to-date) 11
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Schenectady, NY 12304 Real Estate Overview

There were 242 residential properties sold in the past year in Schenectady, NY 12304. The median home value in Schenectady, NY 12304 is $243,083. There are a total of 6,349 residential properties in the 12304.

Median Sales Price i
$235,634
(Jun 2025)
+7.6%
year-over-year
y-o-y
  • June '25 Jun '25 $235,634
  • May '25 May '25 $290,000
  • April '25 Apr '25 $185,000
  • March '25 Mar '25 $262,450
  • February '25 Feb '25 $259,000
  • January '25 Jan '25 $212,850
  • December '24 Dec '24 $222,950
  • November '24 Nov '24 $232,000
  • October '24 Oct '24 $219,500
  • September '24 Sep '24 $218,000
  • August '24 Aug '24 $215,000
  • July '24 Jul '24 $225,000
Median Down Payment i
$9,646
(Jun 2025)
-11%
year-over-year
y-o-y
  • June '25 Jun '25 $9,646
  • May '25 May '25 $30,450
  • April '25 Apr '25 $12,000
  • March '25 Mar '25 $29,909
  • February '25 Feb '25 $7,797
  • January '25 Jan '25 $50,619
  • December '24 Dec '24 $66,000
  • November '24 Nov '24 $10,315
  • October '24 Oct '24 $8,350
  • September '24 Sep '24 $19,025
  • August '24 Aug '24 $24,500
  • July '24 Jul '24 $33,025
Number of Homes Sold i
14
(Jun 2025)
-36.4%
year-over-year
y-o-y
  • June '25 Jun '25 14
  • May '25 May '25 22
  • April '25 Apr '25 15
  • March '25 Mar '25 30
  • February '25 Feb '25 6
  • January '25 Jan '25 9
  • December '24 Dec '24 9
  • November '24 Nov '24 18
  • October '24 Oct '24 28
  • September '24 Sep '24 29
  • August '24 Aug '24 22
  • July '24 Jul '24 18
Number of Purchase Loans i
10
(Jun 2025)
year-over-year
y-o-y
  • June '25 Jun '25 10
  • May '25 May '25 12
  • April '25 Apr '25 7
  • March '25 Mar '25 18
  • February '25 Feb '25 5
  • January '25 Jan '25 6
  • December '24 Dec '24 4
  • November '24 Nov '24 13
  • October '24 Oct '24 15
  • September '24 Sep '24 22
  • August '24 Aug '24 17
  • July '24 Jul '24 16
Number of REFI Loans i
14
(Jun 2025)
+133.3%
year-over-year
y-o-y
  • June '25 Jun '25 14
  • May '25 May '25 16
  • April '25 Apr '25 7
  • March '25 Mar '25 11
  • February '25 Feb '25 6
  • January '25 Jan '25 7
  • December '24 Dec '24 6
  • November '24 Nov '24 17
  • October '24 Oct '24 6
  • September '24 Sep '24 7
  • August '24 Aug '24 9
  • July '24 Jul '24 4
Number of HELOC Loans i
10
(Jun 2025)
+100%
year-over-year
y-o-y
  • June '25 Jun '25 10
  • May '25 May '25 8
  • April '25 Apr '25 7
  • March '25 Mar '25 12
  • February '25 Feb '25 2
  • January '25 Jan '25 5
  • December '24 Dec '24 6
  • November '24 Nov '24 8
  • October '24 Oct '24 14
  • September '24 Sep '24 9
  • August '24 Aug '24 15
  • July '24 Jul '24 4

Schenectady, NY 12304 Foreclosure Activity

There were a total of 6 Schenectady, NY 12304 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i
6
(Jun 2025)
+200%
year-over-year
y-o-y
  • June '25 Jun '25 6
  • May '25 May '25 1
  • April '25 Apr '25 1
  • March '25 Mar '25 N/A
  • February '25 Feb '25 2
  • January '25 Jan '25 1
  • December '24 Dec '24 1
  • November '24 Nov '24 2
  • October '24 Oct '24 1
  • September '24 Sep '24 1
  • August '24 Aug '24 2
  • July '24 Jul '24 2
Foreclosure Starts i
6
(Jun 2025)
  • June '25 Jun '25 6
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 N/A
  • February '25 Feb '25 1
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 1
  • July '24 Jul '24 N/A
Completed Foreclosures (REOs) i
  • June '25 Jun '25 N/A
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 1
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 N/A
  • July '24 Jul '24 N/A
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