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Schenectady, NY Real Estate & Property Data

Schenectady Real Estate Market Trends

Last Updated: April 22, 2025

Accurate and comprehensive real estate data is critical for insight into Schenectady, NY. ATTOM’s Schenectady real estate data is updated daily, and current market trends show that in Schenectady, NY a total of 1,898 residential properties have sold over the past year. With a median home price of $269,000 in Schenectady and a total of 4 foreclosures. Get detailed property data for Schenectady, NY instantly. ATTOM is your one-stop-shop for the Schenectady property reports and real estate data you need in Schenectady, NY.

Schenectady Real Estate Market Trends

Get property data for any address in Schenectady, NY or the country:

Total Residential Properties 52,028

Total Commercial Properties 2,955

Avg. Home Age (Single Family Home) 68 Years

Avg. Square Feet (Single Family Home) 1,718

Total 2025 Residential Sales (year-to-date) 153

% of Homes Seriously Underwater (Q2 2025) 0.48%

Total 2024 Residential Sales 1,926

% of Equity Rich Homes (Q2 2025) 40.47%

Effective 2024 Property Tax 1.61%

Total Foreclosure Filings (year-to-date) 11

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Schenectady, NY Real Estate Overview

There were 1,898 residential properties sold in the past year in Schenectady, NY. The median home value in Schenectady, NY is $294,738. There are a total of 52,028 residential properties in the Schenectady.

Median Sales Price i

$269,000

(Feb 2025)

-1.5%

year-over-year

y-o-y

February '25 Feb '25 $269,000
January '25 Jan '25 $291,000
December '24 Dec '24 $293,500
November '24 Nov '24 $286,185
October '24 Oct '24 $286,000
September '24 Sep '24 $290,000
August '24 Aug '24 $300,000
July '24 Jul '24 $265,500
June '24 Jun '24 $270,000
May '24 May '24 $261,250
April '24 Apr '24 $275,000
March '24 Mar '24 $231,000

Median Down Payment i

$43,000

(Feb 2025)

+4.9%

year-over-year

y-o-y

February '25 Feb '25 $43,000
January '25 Jan '25 $23,500
December '24 Dec '24 $26,500
November '24 Nov '24 $32,000
October '24 Oct '24 $31,500
September '24 Sep '24 $32,427
August '24 Aug '24 $29,419
July '24 Jul '24 $26,675
June '24 Jun '24 $28,750
May '24 May '24 $19,478
April '24 Apr '24 $26,650
March '24 Mar '24 $11,845

Number of Homes Sold i

77

(Feb 2025)

-32.5%

year-over-year

y-o-y

February '25 Feb '25 77
January '25 Jan '25 76
December '24 Dec '24 55
November '24 Nov '24 158
October '24 Oct '24 235
September '24 Sep '24 208
August '24 Aug '24 206
July '24 Jul '24 143
June '24 Jun '24 149
May '24 May '24 174
April '24 Apr '24 168
March '24 Mar '24 135

Number of Purchase Loans i

43

(Feb 2025)

-18.9%

year-over-year

y-o-y

February '25 Feb '25 43
January '25 Jan '25 51
December '24 Dec '24 32
November '24 Nov '24 97
October '24 Oct '24 151
September '24 Sep '24 138
August '24 Aug '24 129
July '24 Jul '24 88
June '24 Jun '24 94
May '24 May '24 108
April '24 Apr '24 92
March '24 Mar '24 81

Number of REFI Loans i

38

(Feb 2025)

-46.5%

year-over-year

y-o-y

February '25 Feb '25 38
January '25 Jan '25 33
December '24 Dec '24 43
November '24 Nov '24 90
October '24 Oct '24 93
September '24 Sep '24 74
August '24 Aug '24 69
July '24 Jul '24 46
June '24 Jun '24 65
May '24 May '24 67
April '24 Apr '24 75
March '24 Mar '24 47

Number of HELOC Loans i

24

(Feb 2025)

-56.4%

year-over-year

y-o-y

February '25 Feb '25 24
January '25 Jan '25 24
December '24 Dec '24 37
November '24 Nov '24 70
October '24 Oct '24 100
September '24 Sep '24 66
August '24 Aug '24 80
July '24 Jul '24 63
June '24 Jun '24 75
May '24 May '24 108
April '24 Apr '24 64
March '24 Mar '24 40

Schenectady, NY Real Estate Market Overview

Last 30 days

Zip

Median Est. Value
Zip

Median Est. Value
Zip

Median Est. Value

12302

$294,738 $171.52/sqft
12303

$294,738 $171.52/sqft
12304

$239,803 $167.22/sqft
12305

$239,237 $111.68/sqft
12306

$265,250 $168.42/sqft
12307

$163,500 $113.7/sqft
12308

$245,577 $137.9/sqft
12309

$388,029 $193.53/sqft

Schenectady, NY Foreclosure Activity

There were a total of 4 Schenectady, NY properties with a foreclosure filing in February 2025.

Total Foreclosure Filings i

4

(Feb 2025)

+33.3%

year-over-year

y-o-y

February '25 Feb '25 4
January '25 Jan '25 7
December '24 Dec '24 10
November '24 Nov '24 5
October '24 Oct '24 8
September '24 Sep '24 8
August '24 Aug '24 10
July '24 Jul '24 6
June '24 Jun '24 20
May '24 May '24 5
April '24 Apr '24 2
March '24 Mar '24 5

Foreclosure Starts i

2

(Feb 2025)

+100%

year-over-year

y-o-y

February '25 Feb '25 2
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 2
September '24 Sep '24 N/A
August '24 Aug '24 3
July '24 Jul '24 N/A
June '24 Jun '24 2
May '24 May '24 N/A
April '24 Apr '24 N/A
March '24 Mar '24 3

Completed Foreclosures (REOs) i

February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 1
October '24 Oct '24 2
September '24 Sep '24 3
August '24 Aug '24 1
July '24 Jul '24 1
June '24 Jun '24 N/A
May '24 May '24 1
April '24 Apr '24 2
March '24 Mar '24 1

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