Schenectady County, NY Real Estate & Property Data

Schenectady County Real Estate Market Trends
Last Updated: August 30, 2025

With up-to-date real estate data get detailed insight into Schenectady County, NY sourced from the nation’s leading property data provider. The current median home price in Schenectady County, NY is $300,000. Schenectady County real estate data shows that there have been a total of 1,861 residential properties sold over the past 12 months. ATTOM’s Schenectady County real estate data indicates that the county has 33 properties in foreclosure.

Schenectady County Real Estate Market Trends
Total Residential Properties 48,866
Total Commercial Properties 2,992
Avg. Home Age (Single Family Home) 70 Years
Avg. Square Feet (Single Family Home) 1,687
Total 2025 Residential Sales (year-to-date) 721
% of Homes Seriously Underwater (Q3 2025) 0.5%
Total 2024 Residential Sales 1,912
% of Equity Rich Homes (Q3 2025) 39.5%
Effective 2024 Property Tax 2.01%
Total Foreclosure Filings (year-to-date) 56
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Schenectady County, NY Real Estate Overview

There were 1,861 residential properties sold in the past year in Schenectady County, NY. The median home value in Schenectady County, NY is $288,537. There are a total of 48,866 residential properties in the Schenectady.

Median Sales Price i
$300,000
(Jun 2025)
+13.2%
year-over-year
y-o-y
  • June '25 Jun '25 $300,000
  • May '25 May '25 $308,250
  • April '25 Apr '25 $275,000
  • March '25 Mar '25 $260,000
  • February '25 Feb '25 $265,000
  • January '25 Jan '25 $275,000
  • December '24 Dec '24 $245,000
  • November '24 Nov '24 $286,185
  • October '24 Oct '24 $281,000
  • September '24 Sep '24 $285,000
  • August '24 Aug '24 $281,500
  • July '24 Jul '24 $265,500
Median Down Payment i
$27,415
(Jun 2025)
-13.1%
year-over-year
y-o-y
  • June '25 Jun '25 $27,415
  • May '25 May '25 $37,800
  • April '25 Apr '25 $40,000
  • March '25 Mar '25 $28,600
  • February '25 Feb '25 $42,500
  • January '25 Jan '25 $27,500
  • December '24 Dec '24 $24,000
  • November '24 Nov '24 $30,500
  • October '24 Oct '24 $24,150
  • September '24 Sep '24 $30,000
  • August '24 Aug '24 $25,000
  • July '24 Jul '24 $26,675
Number of Homes Sold i
120
(Jun 2025)
-16.1%
year-over-year
y-o-y
  • June '25 Jun '25 120
  • May '25 May '25 137
  • April '25 Apr '25 139
  • March '25 Mar '25 161
  • February '25 Feb '25 77
  • January '25 Jan '25 87
  • December '24 Dec '24 48
  • November '24 Nov '24 172
  • October '24 Oct '24 237
  • September '24 Sep '24 203
  • August '24 Aug '24 193
  • July '24 Jul '24 144
Number of Purchase Loans i
93
(Jun 2025)
+2.2%
year-over-year
y-o-y
  • June '25 Jun '25 93
  • May '25 May '25 66
  • April '25 Apr '25 77
  • March '25 Mar '25 92
  • February '25 Feb '25 46
  • January '25 Jan '25 62
  • December '24 Dec '24 28
  • November '24 Nov '24 103
  • October '24 Oct '24 150
  • September '24 Sep '24 136
  • August '24 Aug '24 125
  • July '24 Jul '24 92
Number of REFI Loans i
66
(Jun 2025)
+4.8%
year-over-year
y-o-y
  • June '25 Jun '25 66
  • May '25 May '25 90
  • April '25 Apr '25 71
  • March '25 Mar '25 66
  • February '25 Feb '25 45
  • January '25 Jan '25 36
  • December '24 Dec '24 39
  • November '24 Nov '24 87
  • October '24 Oct '24 86
  • September '24 Sep '24 64
  • August '24 Aug '24 59
  • July '24 Jul '24 46
Number of HELOC Loans i
101
(Jun 2025)
+48.5%
year-over-year
y-o-y
  • June '25 Jun '25 101
  • May '25 May '25 62
  • April '25 Apr '25 59
  • March '25 Mar '25 87
  • February '25 Feb '25 22
  • January '25 Jan '25 31
  • December '24 Dec '24 20
  • November '24 Nov '24 68
  • October '24 Oct '24 96
  • September '24 Sep '24 58
  • August '24 Aug '24 82
  • July '24 Jul '24 59

Schenectady County, NY Real Estate Market Overview

Last 30 days
  • City
    Median Est. Value
  • City
    Median Est. Value
  • City
    Median Est. Value

Schenectady County, NY Foreclosure Activity

There were a total of 33 Schenectady County, NY properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i
33
(Jun 2025)
+94.1%
year-over-year
y-o-y
  • June '25 Jun '25 33
  • May '25 May '25 4
  • April '25 Apr '25 4
  • March '25 Mar '25 4
  • February '25 Feb '25 3
  • January '25 Jan '25 8
  • December '24 Dec '24 11
  • November '24 Nov '24 6
  • October '24 Oct '24 5
  • September '24 Sep '24 7
  • August '24 Aug '24 6
  • July '24 Jul '24 6
Foreclosure Starts i
26
(Jun 2025)
  • June '25 Jun '25 26
  • May '25 May '25 N/A
  • April '25 Apr '25 1
  • March '25 Mar '25 N/A
  • February '25 Feb '25 1
  • January '25 Jan '25 N/A
  • December '24 Dec '24 1
  • November '24 Nov '24 N/A
  • October '24 Oct '24 2
  • September '24 Sep '24 N/A
  • August '24 Aug '24 1
  • July '24 Jul '24 N/A
Completed Foreclosures (REOs) i
  • June '25 Jun '25 N/A
  • May '25 May '25 3
  • April '25 Apr '25 2
  • March '25 Mar '25 4
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 1
  • September '24 Sep '24 3
  • August '24 Aug '24 1
  • July '24 Jul '24 1
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