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Waterford, NY Real Estate & Property Data

Waterford Real Estate Market Trends

Last Updated: August 30, 2025

Accurate and comprehensive real estate data is critical for insight into Waterford, NY 12188. ATTOM’s Waterford real estate data is updated daily, and current market trends show that in Waterford, NY a total of 167 residential properties have sold over the past year. With a median home price of $225,000 in Waterford and a total of 1 foreclosures. Get detailed property data for Waterford, NY instantly. ATTOM is your one-stop-shop for the Waterford property reports and real estate data you need in Waterford, NY.

Waterford Real Estate Market Trends

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Total Residential Properties 3,546

Total Commercial Properties 137

Avg. Home Age (Single Family Home) 48 Years

Avg. Square Feet (Single Family Home) 1,830

Total 2025 Residential Sales (year-to-date) 69

% of Homes Seriously Underwater (Q3 2025) 0.46%

Total 2024 Residential Sales 165

% of Equity Rich Homes (Q3 2025) 36.73%

Effective 2024 Property Tax 1.43%

Total Foreclosure Filings (year-to-date) 5

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Waterford, NY 12188 Real Estate Overview

There were 167 residential properties sold in the past year in Waterford, NY 12188. The median home value in Waterford, NY 12188 is $346,509. There are a total of 3,546 residential properties in the 12188.

Median Sales Price i

$225,000

(Jun 2025)

-27.4%

year-over-year

y-o-y

June '25 Jun '25 $225,000
May '25 May '25 $390,000
April '25 Apr '25 $258,025
March '25 Mar '25 $332,500
February '25 Feb '25 $281,250
January '25 Jan '25 $256,000
December '24 Dec '24 $170,000
November '24 Nov '24 $325,000
October '24 Oct '24 $300,000
September '24 Sep '24 $220,000
August '24 Aug '24 $320,000
July '24 Jul '24 $349,000

Median Down Payment i

$21,117

(Jun 2025)

-8.2%

year-over-year

y-o-y

June '25 Jun '25 $21,117
May '25 May '25 $160,000
April '25 Apr '25 $10,995
March '25 Mar '25 $43,250
February '25 Feb '25 $24,750
January '25 Jan '25 N/A
December '24 Dec '24 $34,000
November '24 Nov '24 $22,075
October '24 Oct '24 $57,250
September '24 Sep '24 $43,865
August '24 Aug '24 $30,350
July '24 Jul '24 $7,650

Number of Homes Sold i

10

(Jun 2025)

-23.1%

year-over-year

y-o-y

June '25 Jun '25 10
May '25 May '25 7
April '25 Apr '25 11
March '25 Mar '25 20
February '25 Feb '25 13
January '25 Jan '25 8
December '24 Dec '24 10
November '24 Nov '24 12
October '24 Oct '24 21
September '24 Sep '24 8
August '24 Aug '24 23
July '24 Jul '24 11

Number of Purchase Loans i

3

(Jun 2025)

-40%

year-over-year

y-o-y

June '25 Jun '25 3
May '25 May '25 5
April '25 Apr '25 3
March '25 Mar '25 4
February '25 Feb '25 5
January '25 Jan '25 1
December '24 Dec '24 2
November '24 Nov '24 6
October '24 Oct '24 7
September '24 Sep '24 6
August '24 Aug '24 14
July '24 Jul '24 9

Number of REFI Loans i

14

(Jun 2025)

+250%

year-over-year

y-o-y

June '25 Jun '25 14
May '25 May '25 6
April '25 Apr '25 6
March '25 Mar '25 4
February '25 Feb '25 4
January '25 Jan '25 4
December '24 Dec '24 6
November '24 Nov '24 4
October '24 Oct '24 2
September '24 Sep '24 3
August '24 Aug '24 4
July '24 Jul '24 3

Number of HELOC Loans i

June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 2
March '25 Mar '25 8
February '25 Feb '25 1
January '25 Jan '25 6
December '24 Dec '24 3
November '24 Nov '24 4
October '24 Oct '24 3
September '24 Sep '24 4
August '24 Aug '24 1
July '24 Jul '24 6

Waterford, NY 12188 Real Estate Market Overview

Last 30 days

Street
Street
Street

1
2
3

Waterford, NY 12188 Foreclosure Activity

There were a total of 1 Waterford, NY 12188 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i

1

(Jun 2025)

year-over-year

y-o-y

June '25 Jun '25 1
May '25 May '25 2
April '25 Apr '25 1
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 1
December '24 Dec '24 1
November '24 Nov '24 2
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 1
July '24 Jul '24 2

Foreclosure Starts i

1

(Jun 2025)

year-over-year

y-o-y

June '25 Jun '25 1
May '25 May '25 2
April '25 Apr '25 1
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 1
November '24 Nov '24 2
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 1

Completed Foreclosures (REOs) i

June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 N/A

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