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Clay County, NC Real Estate & Property Data

Clay County Real Estate Market Trends

Last Updated: August 30, 2025

With up-to-date real estate data get detailed insight into Clay County, NC sourced from the nation’s leading property data provider. The current median home price in Clay County, NC is $392,500. Clay County real estate data shows that there have been a total of 244 residential properties sold over the past 12 months. ATTOM’s Clay County real estate data indicates that the county has 1 properties in foreclosure.

Clay County Real Estate Market Trends

Get property data for any address in Clay County, NC or the country:

Total Residential Properties 7,068

Total Commercial Properties 13

Avg. Home Age (Single Family Home) 37 Years

Avg. Square Feet (Single Family Home) 1,993

Total 2025 Residential Sales (year-to-date) 92

% of Homes Seriously Underwater (Q3 2025) 0.37%

Total 2024 Residential Sales 249

% of Equity Rich Homes (Q3 2025) 31.04%

Effective 2024 Property Tax 0.22%

Total Foreclosure Filings (year-to-date) 5

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Clay County, NC Real Estate Overview

There were 244 residential properties sold in the past year in Clay County, NC. The median home value in Clay County, NC is $379,858. There are a total of 7,068 residential properties in the Clay.

Median Sales Price i

$392,500

(Jun 2025)

+11.3%

year-over-year

y-o-y

June '25 Jun '25 $392,500
May '25 May '25 $375,000
April '25 Apr '25 $427,500
March '25 Mar '25 $390,000
February '25 Feb '25 $352,500
January '25 Jan '25 $371,000
December '24 Dec '24 $445,000
November '24 Nov '24 $321,593
October '24 Oct '24 $532,000
September '24 Sep '24 $160,000
August '24 Aug '24 $289,000
July '24 Jul '24 $224,500

Median Down Payment i

$70,000

(Jun 2025)

+68.2%

year-over-year

y-o-y

June '25 Jun '25 $70,000
May '25 May '25 $28,000
April '25 Apr '25 $175,000
March '25 Mar '25 $162,500
February '25 Feb '25 $67,000
January '25 Jan '25 $74,520
December '24 Dec '24 $100,000
November '24 Nov '24 $135,400
October '24 Oct '24 $145,000
September '24 Sep '24 $50,000
August '24 Aug '24 $84,000
July '24 Jul '24 $45,250

Number of Homes Sold i

20

(Jun 2025)

+5.3%

year-over-year

y-o-y

June '25 Jun '25 20
May '25 May '25 17
April '25 Apr '25 14
March '25 Mar '25 13
February '25 Feb '25 19
January '25 Jan '25 9
December '24 Dec '24 17
November '24 Nov '24 23
October '24 Oct '24 22
September '24 Sep '24 16
August '24 Aug '24 35
July '24 Jul '24 20

Number of Purchase Loans i

10

(Jun 2025)

-9.1%

year-over-year

y-o-y

June '25 Jun '25 10
May '25 May '25 6
April '25 Apr '25 4
March '25 Mar '25 9
February '25 Feb '25 13
January '25 Jan '25 6
December '24 Dec '24 10
November '24 Nov '24 9
October '24 Oct '24 8
September '24 Sep '24 6
August '24 Aug '24 18
July '24 Jul '24 9

Number of REFI Loans i

4

(Jun 2025)

+300%

year-over-year

y-o-y

June '25 Jun '25 4
May '25 May '25 6
April '25 Apr '25 8
March '25 Mar '25 12
February '25 Feb '25 7
January '25 Jan '25 6
December '24 Dec '24 4
November '24 Nov '24 6
October '24 Oct '24 9
September '24 Sep '24 8
August '24 Aug '24 6
July '24 Jul '24 9

Number of HELOC Loans i

6

(Jun 2025)

year-over-year

y-o-y

June '25 Jun '25 6
May '25 May '25 9
April '25 Apr '25 8
March '25 Mar '25 2
February '25 Feb '25 2
January '25 Jan '25 3
December '24 Dec '24 7
November '24 Nov '24 5
October '24 Oct '24 6
September '24 Sep '24 11
August '24 Aug '24 4
July '24 Jul '24 10

Clay County, NC Real Estate Market Overview

Last 30 days

City

Median Est. Value
City

Median Est. Value

Hayesville

$379,858 $190.55/sqft
Warne

$283,511 $157.9/sqft

Clay County, NC Foreclosure Activity

There were a total of 1 Clay County, NC properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i

1

(Jun 2025)

June '25 Jun '25 1
May '25 May '25 N/A
April '25 Apr '25 2
March '25 Mar '25 1
February '25 Feb '25 1
January '25 Jan '25 N/A
December '24 Dec '24 3
November '24 Nov '24 1
October '24 Oct '24 N/A
September '24 Sep '24 3
August '24 Aug '24 2
July '24 Jul '24 1

Foreclosure Starts i

June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 1
March '25 Mar '25 1
February '25 Feb '25 1
January '25 Jan '25 N/A
December '24 Dec '24 2
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 2
August '24 Aug '24 1
July '24 Jul '24 1

Completed Foreclosures (REOs) i

June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 1
August '24 Aug '24 1
July '24 Jul '24 N/A

Nearby Counties

1. Cherokee
2. Towns
3. Union
4. Macon
5. Rabun
6. Graham

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