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Spencer, IA Real Estate & Property Data

Spencer Real Estate Market Trends

Last Updated: April 22, 2025

Accurate and comprehensive real estate data is critical for insight into Spencer, IA 51301. ATTOM’s Spencer real estate data is updated daily, and current market trends show that in Spencer, IA a total of 213 residential properties have sold over the past year. With a median home price of $188,500 in Spencer and a total of 2 foreclosures. Get detailed property data for Spencer, IA instantly. ATTOM is your one-stop-shop for the Spencer property reports and real estate data you need in Spencer, IA.

Spencer Real Estate Market Trends

Get property data for any address in Spencer, IA or the country:

Total Residential Properties 4,974

Total Commercial Properties 818

Avg. Home Age (Single Family Home) 64 Years

Avg. Square Feet (Single Family Home) 1,457

Total 2025 Residential Sales (year-to-date) 9

% of Homes Seriously Underwater (Q2 2025) 2.98%

Total 2024 Residential Sales 209

% of Equity Rich Homes (Q2 2025) 22.9%

Effective 2024 Property Tax 1.4%

Total Foreclosure Filings (year-to-date) 3

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Spencer, IA 51301 Real Estate Overview

There were 213 residential properties sold in the past year in Spencer, IA 51301. The median home value in Spencer, IA 51301 is $153,723. There are a total of 4,974 residential properties in the 51301.

Median Sales Price i

$188,500

(Feb 2025)

-24.6%

year-over-year

y-o-y

February '25 Feb '25 $188,500
January '25 Jan '25 $194,500
December '24 Dec '24 $151,250
November '24 Nov '24 $172,000
October '24 Oct '24 $155,000
September '24 Sep '24 $210,000
August '24 Aug '24 $190,000
July '24 Jul '24 $255,000
June '24 Jun '24 $147,500
May '24 May '24 $166,000
April '24 Apr '24 $237,250
March '24 Mar '24 $163,000

Median Down Payment i

$36,000

(Feb 2025)

+30.4%

year-over-year

y-o-y

February '25 Feb '25 $36,000
January '25 Jan '25 $9,000
December '24 Dec '24 $20,662
November '24 Nov '24 $41,000
October '24 Oct '24 $8,387
September '24 Sep '24 $24,500
August '24 Aug '24 $38,100
July '24 Jul '24 $25,500
June '24 Jun '24 $40,000
May '24 May '24 $6,112
April '24 Apr '24 $6,750
March '24 Mar '24 $17,750

Number of Homes Sold i

4

(Feb 2025)

-60%

year-over-year

y-o-y

February '25 Feb '25 4
January '25 Jan '25 5
December '24 Dec '24 32
November '24 Nov '24 19
October '24 Oct '24 25
September '24 Sep '24 19
August '24 Aug '24 22
July '24 Jul '24 20
June '24 Jun '24 15
May '24 May '24 16
April '24 Apr '24 13
March '24 Mar '24 13

Number of Purchase Loans i

6

(Feb 2025)

-14.3%

year-over-year

y-o-y

February '25 Feb '25 6
January '25 Jan '25 5
December '24 Dec '24 21
November '24 Nov '24 12
October '24 Oct '24 31
September '24 Sep '24 14
August '24 Aug '24 18
July '24 Jul '24 13
June '24 Jun '24 11
May '24 May '24 15
April '24 Apr '24 12
March '24 Mar '24 11

Number of REFI Loans i

4

(Feb 2025)

-33.3%

year-over-year

y-o-y

February '25 Feb '25 4
January '25 Jan '25 6
December '24 Dec '24 14
November '24 Nov '24 23
October '24 Oct '24 26
September '24 Sep '24 22
August '24 Aug '24 31
July '24 Jul '24 6
June '24 Jun '24 6
May '24 May '24 7
April '24 Apr '24 4
March '24 Mar '24 9

Number of HELOC Loans i

5

(Feb 2025)

year-over-year

y-o-y

February '25 Feb '25 5
January '25 Jan '25 7
December '24 Dec '24 5
November '24 Nov '24 2
October '24 Oct '24 6
September '24 Sep '24 3
August '24 Aug '24 7
July '24 Jul '24 17
June '24 Jun '24 10
May '24 May '24 13
April '24 Apr '24 7
March '24 Mar '24 1

Spencer, IA 51301 Real Estate Market Overview

Last 30 days

Street
Street
Street

1
2

Spencer, IA 51301 Foreclosure Activity

There were a total of 2 Spencer, IA 51301 properties with a foreclosure filing in February 2025.

Total Foreclosure Filings i

2

(Feb 2025)

+100%

year-over-year

y-o-y

February '25 Feb '25 2
January '25 Jan '25 1
December '24 Dec '24 1
November '24 Nov '24 1
October '24 Oct '24 1
September '24 Sep '24 1
August '24 Aug '24 1
July '24 Jul '24 1
June '24 Jun '24 1
May '24 May '24 2
April '24 Apr '24 2
March '24 Mar '24 1

Foreclosure Starts i

February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 1
September '24 Sep '24 N/A
August '24 Aug '24 N/A
July '24 Jul '24 1
June '24 Jun '24 N/A
May '24 May '24 1
April '24 Apr '24 N/A
March '24 Mar '24 N/A

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