Panama City, FL 32401 Real Estate & Property Data

Panama City, FL 32401 Real Estate Market Trends
Last Updated: August 30, 2025

A total of 430 residential properties have been sold over the past 12 months in 32401. With a median sales price of $198,500 in 32401 and a total of 2 foreclosures in Panama City, FL 32401. Discover market trends and get the granular level real estate data for Panama City, FL 32401 to keep your pulse on the housing market. Curate compelling home reports for Panama City, FL 32401 from reliable property records is easy using the ATTOM platform as a source for state-of-the-art property reports.

Panama City, FL 32401 Real Estate Market Trends
Total Residential Properties 8,043
Total Commercial Properties 1,315
Avg. Home Age (Single Family Home) 65 Years
Avg. Square Feet (Single Family Home) 1,473
Total 2025 Residential Sales (year-to-date) 219
% of Homes Seriously Underwater (Q3 2025) 1.72%
Total 2024 Residential Sales 376
% of Equity Rich Homes (Q3 2025) 25.89%
Effective 2024 Property Tax 0.93%
Total Foreclosure Filings (year-to-date) 20
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Panama City, FL 32401 Real Estate Overview

There were 430 residential properties sold in the past year in Panama City, FL 32401. The median home value in Panama City, FL 32401 is $193,910. There are a total of 8,043 residential properties in the 32401.

Median Sales Price i
$198,500
(Jun 2025)
-45%
year-over-year
y-o-y
  • June '25 Jun '25 $198,500
  • May '25 May '25 $246,000
  • April '25 Apr '25 $244,000
  • March '25 Mar '25 $289,900
  • February '25 Feb '25 $260,000
  • January '25 Jan '25 $177,500
  • December '24 Dec '24 $254,000
  • November '24 Nov '24 $241,000
  • October '24 Oct '24 $237,500
  • September '24 Sep '24 $189,000
  • August '24 Aug '24 $279,450
  • July '24 Jul '24 $270,000
Median Down Payment i
$8,750
(Jun 2025)
-87.7%
year-over-year
y-o-y
  • June '25 Jun '25 $8,750
  • May '25 May '25 $17,125
  • April '25 Apr '25 $21,006
  • March '25 Mar '25 $18,639
  • February '25 Feb '25 $10,932
  • January '25 Jan '25 $16,875
  • December '24 Dec '24 $25,226
  • November '24 Nov '24 $12,500
  • October '24 Oct '24 $13,500
  • September '24 Sep '24 $26,250
  • August '24 Aug '24 $24,842
  • July '24 Jul '24 $25,000
Number of Homes Sold i
38
(Jun 2025)
+5.6%
year-over-year
y-o-y
  • June '25 Jun '25 38
  • May '25 May '25 41
  • April '25 Apr '25 34
  • March '25 Mar '25 36
  • February '25 Feb '25 27
  • January '25 Jan '25 43
  • December '24 Dec '24 25
  • November '24 Nov '24 26
  • October '24 Oct '24 24
  • September '24 Sep '24 22
  • August '24 Aug '24 31
  • July '24 Jul '24 47
Number of Purchase Loans i
15
(Jun 2025)
-34.8%
year-over-year
y-o-y
  • June '25 Jun '25 15
  • May '25 May '25 23
  • April '25 Apr '25 22
  • March '25 Mar '25 22
  • February '25 Feb '25 15
  • January '25 Jan '25 21
  • December '24 Dec '24 15
  • November '24 Nov '24 15
  • October '24 Oct '24 17
  • September '24 Sep '24 19
  • August '24 Aug '24 21
  • July '24 Jul '24 22
Number of REFI Loans i
11
(Jun 2025)
+120%
year-over-year
y-o-y
  • June '25 Jun '25 11
  • May '25 May '25 9
  • April '25 Apr '25 10
  • March '25 Mar '25 9
  • February '25 Feb '25 17
  • January '25 Jan '25 11
  • December '24 Dec '24 8
  • November '24 Nov '24 5
  • October '24 Oct '24 8
  • September '24 Sep '24 11
  • August '24 Aug '24 16
  • July '24 Jul '24 14
Number of HELOC Loans i
5
(Jun 2025)
  • June '25 Jun '25 5
  • May '25 May '25 4
  • April '25 Apr '25 5
  • March '25 Mar '25 6
  • February '25 Feb '25 1
  • January '25 Jan '25 4
  • December '24 Dec '24 6
  • November '24 Nov '24 3
  • October '24 Oct '24 4
  • September '24 Sep '24 6
  • August '24 Aug '24 7
  • July '24 Jul '24 6

Panama City, FL 32401 Foreclosure Activity

There were a total of 2 Panama City, FL 32401 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i
2
(Jun 2025)
-71.4%
year-over-year
y-o-y
  • June '25 Jun '25 2
  • May '25 May '25 6
  • April '25 Apr '25 5
  • March '25 Mar '25 3
  • February '25 Feb '25 2
  • January '25 Jan '25 2
  • December '24 Dec '24 4
  • November '24 Nov '24 4
  • October '24 Oct '24 3
  • September '24 Sep '24 4
  • August '24 Aug '24 1
  • July '24 Jul '24 6
Foreclosure Starts i
2
(Jun 2025)
-71.4%
year-over-year
y-o-y
  • June '25 Jun '25 2
  • May '25 May '25 3
  • April '25 Apr '25 3
  • March '25 Mar '25 2
  • February '25 Feb '25 1
  • January '25 Jan '25 1
  • December '24 Dec '24 3
  • November '24 Nov '24 3
  • October '24 Oct '24 3
  • September '24 Sep '24 3
  • August '24 Aug '24 N/A
  • July '24 Jul '24 6
Completed Foreclosures (REOs) i
  • June '25 Jun '25 N/A
  • May '25 May '25 2
  • April '25 Apr '25 1
  • March '25 Mar '25 1
  • February '25 Feb '25 1
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 1
  • September '24 Sep '24 1
  • August '24 Aug '24 1
  • July '24 Jul '24 1
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