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Rancho Santa Margarita, CA Real Estate & Property Data

Rancho Santa Margarita Real Estate Market Trends

Last Updated: August 30, 2025

It is crucial to have accurate and comprehensive real estate data to gain insights into the city of Rancho Santa Margarita, CA 92688. ATTOM offers up to date Rancho Santa Margarita real estate data that is refreshed daily. Current market trends reveal that in the past year, 512 residential properties have been sold in Rancho Santa Margarita, CA, with a median home price of $1,400,000. The average square footage of these properties is 2,088 sq ft, and the effective property tax rate is 0.55%. Additionally, there have been 5 foreclosures in the area in the past month. ATTOM is your one-stop-shop for detailed property data in Rancho Santa Margarita, CA, providing you with the real estate information you need.

Rancho Santa Margarita Real Estate Market Trends

Get property data for any address in Rancho Santa Margarita, CA or the country:

Total Residential Properties 12,944

Total Commercial Properties 279

Avg. Home Age (Single Family Home) 32 Years

Avg. Square Feet (Single Family Home) 2,088

Total 2025 Residential Sales (year-to-date) 241

% of Homes Seriously Underwater (Q3 2025) 0.43%

Total 2024 Residential Sales 461

% of Equity Rich Homes (Q3 2025) 62.67%

Effective 2024 Property Tax 0.55%

Total Foreclosure Filings (year-to-date) 32

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Rancho Santa Margarita, CA 92688 Real Estate Overview

There were 512 residential properties sold in the past year in Rancho Santa Margarita, CA 92688. The median home value in Rancho Santa Margarita, CA 92688 is $1,083,750. There are a total of 12,944 residential properties in the 92688.

Median Sales Price i

$1,400,000

(Jun 2025)

+11.3%

year-over-year

y-o-y

June '25 Jun '25 $1,400,000
May '25 May '25 $1,132,500
April '25 Apr '25 $1,250,000
March '25 Mar '25 $1,200,000
February '25 Feb '25 $1,377,000
January '25 Jan '25 $1,155,000
December '24 Dec '24 $1,375,000
November '24 Nov '24 $1,205,000
October '24 Oct '24 $1,137,500
September '24 Sep '24 $1,200,000
August '24 Aug '24 $1,185,000
July '24 Jul '24 $1,417,500

Median Down Payment i

$350,000

(Jun 2025)

+8.5%

year-over-year

y-o-y

June '25 Jun '25 $350,000
May '25 May '25 $234,750
April '25 Apr '25 $378,000
March '25 Mar '25 $244,000
February '25 Feb '25 $570,500
January '25 Jan '25 $464,000
December '24 Dec '24 $341,000
November '24 Nov '24 $376,250
October '24 Oct '24 $273,450
September '24 Sep '24 $339,375
August '24 Aug '24 $276,000
July '24 Jul '24 $450,175

Number of Homes Sold i

46

(Jun 2025)

+4.5%

year-over-year

y-o-y

June '25 Jun '25 46
May '25 May '25 42
April '25 Apr '25 45
March '25 Mar '25 48
February '25 Feb '25 32
January '25 Jan '25 28
December '24 Dec '24 42
November '24 Nov '24 31
October '24 Oct '24 39
September '24 Sep '24 26
August '24 Aug '24 50
July '24 Jul '24 39

Number of Purchase Loans i

33

(Jun 2025)

+6.5%

year-over-year

y-o-y

June '25 Jun '25 33
May '25 May '25 46
April '25 Apr '25 45
March '25 Mar '25 43
February '25 Feb '25 27
January '25 Jan '25 25
December '24 Dec '24 35
November '24 Nov '24 25
October '24 Oct '24 36
September '24 Sep '24 20
August '24 Aug '24 47
July '24 Jul '24 32

Number of REFI Loans i

33

(Jun 2025)

+106.2%

year-over-year

y-o-y

June '25 Jun '25 33
May '25 May '25 23
April '25 Apr '25 31
March '25 Mar '25 29
February '25 Feb '25 31
January '25 Jan '25 24
December '24 Dec '24 21
November '24 Nov '24 16
October '24 Oct '24 38
September '24 Sep '24 35
August '24 Aug '24 32
July '24 Jul '24 14

Number of HELOC Loans i

32

(Jun 2025)

+39.1%

year-over-year

y-o-y

June '25 Jun '25 32
May '25 May '25 29
April '25 Apr '25 33
March '25 Mar '25 23
February '25 Feb '25 8
January '25 Jan '25 21
December '24 Dec '24 17
November '24 Nov '24 26
October '24 Oct '24 22
September '24 Sep '24 24
August '24 Aug '24 19
July '24 Jul '24 31

Rancho Santa Margarita, CA 92688 Real Estate Market Overview

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Rancho Santa Margarita, CA 92688 Foreclosure Activity

There were a total of 5 Rancho Santa Margarita, CA 92688 properties with a foreclosure filing in June 2025.

Total Foreclosure Filings i

5

(Jun 2025)

+150%

year-over-year

y-o-y

June '25 Jun '25 5
May '25 May '25 6
April '25 Apr '25 1
March '25 Mar '25 5
February '25 Feb '25 8
January '25 Jan '25 7
December '24 Dec '24 1
November '24 Nov '24 3
October '24 Oct '24 2
September '24 Sep '24 2
August '24 Aug '24 7
July '24 Jul '24 1

Foreclosure Starts i

2

(Jun 2025)

year-over-year

y-o-y

June '25 Jun '25 2
May '25 May '25 6
April '25 Apr '25 N/A
March '25 Mar '25 5
February '25 Feb '25 8
January '25 Jan '25 7
December '24 Dec '24 N/A
November '24 Nov '24 3
October '24 Oct '24 1
September '24 Sep '24 2
August '24 Aug '24 6
July '24 Jul '24 1

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